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How learners and New drivers can drive
down the cost of cover
After you have done your driving lessons and passed your driving test now you are ready to get on the
road
Provisional licence drivers often face some of the steepest car insurance costs because they are considered high risk by insurance companies.
This is hardly surprising.Car insurance companies calculate premiums based on risk, so those who have very limited experience behind the wheel are considered to
be among the most likely to be involved in an accident and to make a claim, which is why they have to pay expensive premiums. You will a better chance of finding the cheapest car insurance for
provisional licence drivers available if you compare deals available through multiple insurers comparing deals available through car insurance providers in the hope of finding the best deals on
the market.
Pick the right car
The model of car you choose
can have a major bearing on the cost of car insurance for provisional licence holders. Every car is assigned to a car insurance group numbered between one and
fifty with cars in group one generally being the cheapest to insure.
This is calculated by looking at the overall performance and security features on the vehicle and hence the likelihood of accidents or theft occurring. The cost of repairs will also be taken into
account. You should therefore check the car insurance group of any car you are considering buying to ensure that cover will be affordable.Try to keep any modifications to a minimum too. Making
performance enhancing modifications such as the addition of spoilers or alloy wheels could substantially bump up the cost of car insurance cover, and so should be avoided wherever possible.
Security-enhancing modifications, however, such as alarms and immobilisers can make premiums cheaper, as they reduce the chances of your car being stolen.
Buying a new Car
It is a daunting task even for people with experience
Find a trustworthy seller
The next thing you'll need to
do (especially if buying a used car) is decide whether to go with a dealer or a private seller.
Buying from a private seller
could be cheaper, but using a reputable car dealer is a safer way to buy a car. The key difference between dealer and private is the protection you get from the law when buying from a
dealer. If anything goes wrong with your vehicle, you'll have fewer legal consumer rights with a private sale.
Also, When possible pay by using PayPal too have better protection.
Have your car delivered to your door step - If anything is not quite wright the dealer will have
to pick it up from you Free of Charge.
Try your luck at:
Cap Cars
Address
177B Brent Cres, London NW10
7XR
Phone: 07555 431212
No Deposit & Finance available.
Mention: Carlos Driving Instructor
https://www.autotrader.co.uk/dealers/middlesex/willesden/cap-cars-limited-10040386
Bowra Limited
Address
- 336 Bath Road
- Slough
- SL1 6JA
https://www.autotrader.co.uk/dealers/buckinghamshire/slough/bowra-limited-10035439